Payments One Credit Suite

Streamlined and simplified credit card processing for financial institutions on a flexible, end-to-end platform

Payments One™ – Today’s credit card processing platform Play Video

FIS Payments One Credit – The Platform with Unmatched Functionality Download PDF


Simpler payments, now

You may think your cardholders want more, but they really want less. Less hassle when they use their card on any device. Less searching for account information. Less waiting to earn and redeem card rewards. Less risk that their account will be breached.

With Payments One Credit, you’ll give them all that and more—from the single, flexible platform built to streamline and simplify credit card processing for financial institutions.

FIS Payments One: Today’s Processing Platform Play Video

Flexible, single platform

Eliminate the burden of separate loyalty, fraud protection, card production and network service systems.

Digital-first card capabilities

Power secure digital payments with tokenization so customers can pay, access accounts and use self-service card controls on any device.

Easy integration

Easily integrate with other applications using FIS’ Code Connect™ API marketplace.

Proactive fraud management

Prevent threats with enterprise-wide fraud and risk mitigation tools.

Streamlined workflows

Gain more visibility into your operations with a centralized user interface that makes it easy to search and find information.

Meaningful cardholder insights

Use your data to understand cardholder behavior and improve servicing and cross-sell.

Broad commercial offerings

Expand the solutions you offer business customers with commercial cards, e-payables and virtual cards.

Differentiated repayment plans

Compete with buy now, pay later popularity by offering select cardholders post-purchase installment loans.


Choose your credit capabilities now, and later

FIS Payments One Credit is a flexible, modular platform that lets you choose which solutions you need now and easily add or remove capabilities as your credit business evolves.

  • FIS Commercial Cards

    Support the credit and cash flow needs of your business and commercial customers and shift your operations away from paper-based payments and processes with our full range of commercial products:

    • Business cards to facilitate better cash flow management
    • ePayables that automate vendor relationships for procurement managers
    • Virtual cards for single use, multi-use and travel-related lodge cards
    • Corporate cards to streamline the travel and expense reporting processes
    • Fleet cards for driver and vehicle tracking
    • Purchasing cards for virtual and lodge cards used by procurement managers
    • One/Multi cards to combine elements of fleet, purchasing and corporate cards into one card

    FIS Commercial Cards: Product sheet Download PDF

  • FIS eZ Business™

    Give your corporate and small business card customers the ability to manage the commercial cards their employees use while streamlining your own card program management, marketing and costs

    FIS eZ Business Card Management: Product sheet Download PDF

    FIS eZ card™

    Let commercial cardholders view account balances and access card features on any device with this secure hosted application.

    FIS eZCard: Product sheet Download PDF

  • FIS Digital Issuance™

    Let cardholders load a new or replacement card securely to a mobile wallet for immediate use.

    FIS Digital Issuance – Make Sure Your Card Is Always in Your Cardholders’ Hands Play Video

  • FIS Tokenization™

    Replace the primary account number (PAN) with a token that cannot be interpreted by fraudsters, for secure digital and mobile wallet transactions.

    Tokenization – The Foundation of Secure Digital Payments Play Video

    FIS Contactless Payments™

    Let cardholders pay securely without having to touch their card to anything at checkout.

    Making the Case for Contactless Payments: E-book Download PDF

    FIS Post-Purchase Installment Loans™

    Give cardholders the option to spread out payments on larger purchases for more financial flexibility.

    Post Purchase Installment Loans Play Video

  • CardPro Connect™

    Gain easy access to all your card issuance data and simplify card program management with this web-based application for card production, personalization and fulfillment.

    CardPro Connect: Overview and FAQ Download PDF


    Deliver a consistent customer experience in all your customer communications – no matter the channel, product or service – with this easy-to-integrate software as a service and platform as a service offering that’s built to suit your needs.

    Touch-CX – A Communications Solution for Comprehensive, Consistent, Unified Experiences Download PDF

  • FIS SecurLOCK™

    Spot payment card fraud before it happens with critical capabilities that optimize fraud detection and improve your cardholder experience.

    SecurLOCK Product Suite: E-book Download PDF

  • FIS Loyalty Programs™

    Provide rewards options that allow instant, real-time savings at checkout and cash back, gift cards and travel discounts that your cardholders value.

    FIS Loyalty Programs™ Play Video

    FIS Premium Payback

    Let cardholders apply their unused rewards points to in-store or online purchases to save money.

    Premium Payback™ – Bank credit card rewards Play Video

  • Ethos Analytics™

    Easily interpret your data and prevent fraud, manage risk and act on new growth opportunities.

  • FIS Code Connect

    Enable new capabilities while shortening development cycles with the FIS API marketplace, Code Connect™.

    FIS Code Connect: API Marketplace for FIS Open API Solutions Play Video

Developer Resources

Innovate and Differentiate with FIS’ API Library

Build on the power of FIS solutions and enrich applications with FIS Code Connect, our API marketplace

Go to Code Connect Overview

Payments One Credit Named Best Credit Card Payments Solution for 2021

View details

The annual FinTech Breakthrough Awards performs the deepest analysis of the industry today, to recognize the most innovative products in the fintech market.


Providing a better payments experience for your customers

Customers expect businesses to accommodate whatever payment option they want and their banks to deliver a simple, seamless, instant and secure experience.

Read article

Contactless payments in a contactless world

The FIS PACE 2020 survey revealed that 31% of consumers plan to use contactless payments or mobile wallets instead of cash in the aftermath of the COVID-19 pandemic.

Read article


Payments One Debit Suite

Streamline and optimize your debit card management with a flexible, end-to-end platform.

Modern Banking Platform

Modernize your bank or launch and scale a new bank with a next generation digital core banking platform

Digital One

Provide consistency across digital, mobile self-service and banker-assisted channels with a single, integrated platform that transforms the digital banking experience.